Why Partner With Us
SMBs are the backbone of the US economy, creating essential employment opportunities and supporting the livelihoods of millions of people across the country. With their strong ties to local communities and their commitment to productivity and innovation, these businesses enable those around them to prosper and achieve their goals. However, despite their many contributions, SMBs often face significant challenges in sustaining growth and overcoming obstacles to success. At BCA Culture, we understand the unique needs of these businesses, and we offer a range of services and support to help them thrive in todays competitive market.
The Problem
One of the core struggles of SMBs is the acquisition of capital. They face more significant obstacles in securing business loans from local institutions and have a more challenging time securing friendly terms in negotiations. Even with stellar credit scores, majority of these SMBs found a tougher time gaining credit from financial institutions.
An Uneven Playing Field
Multiple factors exacerbate the financing problem, namely lower credit, lower net worth, and fewer assets. The cycle quickly tightens and chokes the life of SMBs, limiting their ability to grow or expand without financing. The problem persists across the country with these businesses shrinking or shuttering, hampering job creation, slowing local economies, and widening the earnings gap.
The COVID-19 pandemic has compounded the problem, eliminating a lot of SMBs. The crisis is widening, but there are ways to slow it down and put small business owners owners back in control.
The Solution
BCA Culture is helping small and medium-sized business enterprises and entrepreneurs with a digital tool specially designed to help acquire capital and further knowledge to develop their businesses. We've helped over 6,500 SMBs secure $100M+ in funding since September 2020, and our goal is $3 billion in funding in 5 years (by the year 2027).
We choose not to do this alone as we believe in partnering with influencers, companies, and organizations that are aligned with our initiatives.