We Are More Than A
FinTech Company

We are a Full Service Business Credit and Funding Company
for Entrepreneurs Bridging the Wealth Gap

BCA Culture™ is a minority owned FinTech company formed in September 2020 and based in Atlanta, GA. We are addressing the national economic initiative to improve access to capital for Minority Businesses Enterprises (MBEs).

About Us

What began as a dedication to service and educating others has grown into a thriving business that has helped thousands of Minority Business Enterprises (MBEs) gain access to the funding they need to achieve the success they want since 2020.

We started organically and reached thousands of entrepreneurs through social media, live videos, word of mouth, events, and live webinar masterclasses. As a team, we have catapulted into a leader in the marketplace for preparing minority businesses for funding and then working with these businesses to secure funding.

We have combined decades of business experience, expertise, and data driven technology to grow a full service business credit and funding platform on these three pillars: Business - Credit - Advisors (BCA).

Our attention to detail and relationships with various funding sources, our cutting-edge research for multiple funding sources (such as government contracts, business grants, and investors who are looking for businesses) makes us stand out as the best in an underserved business community. We believe in service and results… because in our business, the numbers don't lie.


funding secured


businesses served

$3 Billion

goal in five years

Our Team

We are fully committed to improving the data,
knowledge, and success of entrepreneurs


CEO and Co-Founder


CTO and Co-Founder


Chief Operating Officer


Chief Revenue Officer


VP of Business Coaching & Client Success

Mike C.

VP of New Business Development


VP of Emerging Markets

What We Offer

A secure, digital, self-directed, and step-by-step system to prepare Minority Business Enterprises (MBEs) to be approved for business funding, government contracts, and grants.

We give MBEs an opportunity to see how they look to lenders on paper. We guide and prepare MBEs to apply for the right funding products and funding opportunities.

BCA Culture
In the News

For press, interview, speaker or media inquiries, email
[email protected]

BCA Culture Milestones

BCA Culture (originally named The Business Credit Agency) was born through Facebook Live videos that reached thousands of entrepreneurs teaching entrepreneurs the importance of business credit and how to prepare for funding.

We held our first live coaching classes for 25 entrepreneurs who started learning how to build their own business credit profiles and secure credit. The first $1M in funding was accomplished in less than 30 days for these businesses collectively.

We had our second live coaching class with over 75 entrepreneurs registered. This time $4.5 million in funding and business credit were secured.

The vision of BCA Culture was born. The primary goal was to create a digital step-by-step system to guide entrepreneurs building business credit and securing funding.

The framework of BCA Culture as a FinTech SaaS company was born. The first prototype of the automated software was born. The first phases of testing the software began. It was a very exciting time frame with late nights and lots of early mornings.

BCA Culture is born and officially incorporated. Crossed the $10M funding mark. Software began to grow and advance.

The first $20M in funding was achieved for over 450 business owners collectively. BCA Culture starts making an impact in the community, developing key banking partnerships and key integrations to automate our system. We assisted many business owners through the worldwide COVID-19 Pandemic to stay in business and be profitable.

The first $75M in funding was achieved collectively for more than 5,700 businesses, and it is growing daily. Our company grew and expanded into offering white label services, affiliate services, and business funding products.

BCA Culture is a fast-growing company focused on securing more than $3 billion in funding in under 5 years for minority business owners. We are looking to create more business and funding success for the thousands of entrepreneurs we serve.